When you choose SPCU as your financial institution you are not just a customer, you are a valued member. We are committed to providing you with a safe and convenient place to save and an easier, more economical way to borrow, plus: |
- Competitive Rates: National studies consistently show that credit unions offer lower loan rates and higher savings rates than banks and other financial service providers. Credit unions charge fewer fees, too.
- Direct Deposit/Payroll Deduction: Members who choose direct deposit enjoy the safety and convenience of having their pay, retirement, insurance and investment checks electronically deposited to their SPCU accounts. In addition, funds deposited electronically are usually available much sooner than if you deposited a paper check. You may also direct a portion of your checks for savings and loan payments to be handled automatically through our convenient payroll deduction program.
- An Opportunity to Establish Credit: SPCU provides an excellent opportunity for our young members to establish a credit rating. Plus our wide variety of loan options offer our members a convenient way to borrow -- usually at competitive rates and terms.
- Excellent Customer Service: SPCU's first priority is service. In an annual nationwide survey conducted by Gallup for American Banker, consumers indicated credit unions have consistently provided better service than banks - year after year - for more than a decade.
- An Environment that Fosters Savings: SPCU is in business to help members meet their changing financial goals and handle money wisely and responsibly
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Joining SPCU is easy.
Just $5.50...in a Share Savings Account establishes your membership and makes you eligible for all SPCU products, services and benefits. You are a SPCU member for life, as long as you maintain at least a $10 balance in your Share Savings Account -- even if you change jobs or move away. |
WHO CAN JOIN?
Any member or relative of a member of the Saint Paul's Baptist Church of Richmond, Virginia. We're Working to Expand Our Membership!
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| Every Day you should be thinking of saving for the future. Saint Paul's Federal Credit Union is a place for members of this church and their families to save and borrow money. Unlike banks, credit unions are financial cooperatives owned by the people they serve. When you save with us, you share in the ownership of this credit union.
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For More In formation...
Please Contact: (804) 643-6173
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